Mortgage with 0% Down Payment: Ameriabank Introduces a Special Offer at TOON Expo
Support A1+!Ameriabank, the leader in the mortgage market in Armenia, is participating in TOON Expo, the country’s largest real estate and construction exhibition, held on November 13-15. Ameriabank is introducing an exclusive offer for exhibition visitors: the opportunity to purchase real estate from the Bank’s partner developers through a mortgage loan with 0% down payment. This limited-time offer is available exclusively during the days of the exhibition.
Ameriabank offers mortgage lending to purchase, renovate, and construct real estate at a nominal interest rate of 12.9% (annual percentage rate: 13.68-15.37%). Furthermore, visitors to Ameria’s pavilion will be offered a broad range of mortgage solutions on preferential terms, including loans for purchasing, renovating, and constructing residential and commercial properties, state-supported mortgage programs, and special mortgage solutions for Armenians living in the Diaspora.
Ameriabank also offers investment loans. These loans can be used not only to invest in business, acquire company shares, but also to purchase real estate abroad. Investment loans are available in three currencies, with the following annual interest rates: AMD – 13.75%, USD – 9.5%, EUR – 8.5%.
The exhibition visitors will have an opportunity to experience the enhanced digital capabilities of Ameriabank’s MyHome.am platform, which continues to evolve into a comprehensive real estate ecosystem. Alongside its already available features, such as fully online mortgage applications for properties from developers, property search across primary and secondary markets, purchase and sale listings, rental services, international property acquisition opportunities, and various loan, renovation, and other calculators, the platform now features several new services. In particular, MyHome users can now refinance an existing mortgage loan and have their real estate insured online, without visiting the bank. Armenians living in the Diaspora can also conveniently submit mortgage applications directly through the platform.
A new market analysis tool has also been launched, enabling users to make more informed sale and purchase decisions based on reliable market data. For sellers, MyHome offers an enhanced set of tools to carry out property sales more effectively.
The platform remains a valuable resource for users well beyond property purchase: it brings together leading retailers and service providers across more than 30 industries, offering special deals to MyHome users. It is noteworthy that since the beginning of the year, the MyHome user base has
expanded by more than 130 percent, which evidences the steadily growing trust and confidence in the platform.
Ameriabank continues to hold its leading position in Armenia’s banking sector in terms of mortgage loan portfolio size, accounting for a 24.1% market share as of Q3 2026.
Since its launch in 2022, TOON EXPO has been held 7 times in Armenia and internationally. This edition of the exhibition showcases over 150 real estate projects and brings together more than 200 companies from Armenia and abroad, representing construction, finance and related sectors. According to the organizers, past exhibitions have facilitated more than 10,000 transactions, with a total value of around USD 950 million, while the total number of exhibition visits has exceeded 140,000.
